不足的頭期款：如果頭期款比例過低，銀行可能認為借款人的資金投入不足，而拒絕貸款申請。 Failure to do so “expeditiously�?�?a precise time-frame will not be specified �?may lead to organizations being forced to pay out a hefty great of around ten% in their once-a-year profit, and staff imprisoned for up to 3 years. 審核：審核申貸人資料，確認是否核貸並規劃房貸方案，銀行也會電話照會核對資料... waiting for link from Forum Profiles (6)